Refund Policy — YM International CMA Review
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Refund Policy

We want you to be completely satisfied with YM International. This policy explains your refund rights, how to request a refund, and how we handle disputes.

Last updated: January 2025
7-Day Money Back· No Questions Asked· Easy Cancellation· StudyPass™ Guarantee· Secure Payments· Fast Refunds· YM International· CMA Review Platform·
7-Day Guarantee
Full refund within 7 days of purchase — no questions asked
Fast Processing
Refunds processed within 5–10 business days
Easy Process
One email or WhatsApp message is all it takes
We stand behind our product. If you're not completely satisfied within the first 7 days of your subscription, we'll give you a full refund — no questions asked. Your satisfaction is our priority.
1

7-Day Money-Back Guarantee

All YM International subscriptions come with a 7-day money-back guarantee. If you are not satisfied with your purchase for any reason, you are entitled to a full refund within 7 days of your subscription start date.

To qualify for the 7-day refund: Your request must be submitted within 7 calendar days of the subscription start date. We do not place any usage restrictions on this guarantee — if you're not happy, we'll refund you.

The 7-day guarantee applies to first-time purchases of any subscription plan. Renewals and plan upgrades may be subject to different terms as outlined below.

2

Refund Eligibility by Plan

Refund eligibility varies by subscription plan. Please review the policy for your specific plan:

Essential
Essential Plan
  • Full refund within 7 days
  • No refund after 7 days
  • Cancel anytime
Elite · Most Popular
Elite Plan
  • Full refund within 7 days
  • No refund after 7 days
  • Cancel anytime
Elite-Unlimited
Elite-Unlimited
  • Full refund within 7 days
  • Non-refundable after 7 days
  • StudyPass™ Guarantee applies
The Elite-Unlimited plan includes the StudyPass™ Guarantee — if you complete all course requirements and still don't pass the CMA exam, your access continues at no extra charge until you do. This is why it is non-refundable after the initial 7-day window.
3

Non-Refundable Circumstances

The following situations are not eligible for a refund, except where required by applicable law:

  • Refund requests submitted more than 7 days after the subscription start date
  • Subscription renewals — if your subscription auto-renews, the renewed period is non-refundable
  • Accounts that have been suspended or terminated due to violations of our Terms of Service
  • Purchases made using promotional codes or discounts that explicitly state they are non-refundable
  • Partial refunds for unused time within a subscription period are not provided
  • Refunds requested by a second or subsequent account created by the same user
If you believe your situation is exceptional and not covered by the standard policy, please contact our team directly. We review all cases individually and may exercise discretion on a case-by-case basis.
4

How to Request a Refund

Requesting a refund is simple. Follow these steps:

1
Contact Us
Email us at [email protected] or message us on WhatsApp with the subject line "Refund Request".
2
Provide Your Details
Include your full name, registered email address, subscription plan, and the date of purchase. This helps us locate your account quickly.
3
We Review Your Request
Our team will review your request within 1–2 business days and confirm whether it qualifies under our refund policy.
4
Refund Issued
If approved, your refund will be processed to your original payment method within 5–10 business days. You will receive a confirmation email once issued.
5

Refund Processing Time

Once your refund is approved, please allow the following timeframes for the funds to appear:

  • Credit/Debit Cards: 5–10 business days depending on your bank or card issuer
  • PayPal: 3–5 business days
  • Bank Transfer: 5–7 business days
  • Other methods: Timing may vary — we will advise you at the time of your refund confirmation

You will receive a confirmation email when your refund has been initiated. If you do not see the refund after the expected timeframe, please contact your bank or payment provider first, then reach out to us if the issue persists.

6

Cancellation Policy

You may cancel your YM International subscription at any time. Here's what you need to know:

  • Cancellation takes effect at the end of your current billing period — you will retain full access until then
  • You will not be charged for the next billing cycle after cancellation
  • Cancelling your subscription does not automatically trigger a refund — refund eligibility is governed by the 7-day policy above
  • To cancel, email us at [email protected] or message us on WhatsApp
  • Elite-Unlimited subscribers may not cancel during the active StudyPass™ Guarantee period without forfeiting the guarantee
7

Free Trial Policy

YM International offers a 7-day free trial with full platform access. The following conditions apply:

  • No credit card is required to start the free trial
  • The free trial provides complete access to all platform features including video lectures, QBank, FlashCards, SmartPath™, and live boot camps
  • At the end of the trial period, access is automatically restricted unless you purchase a subscription
  • The free trial is available once per user. Creating multiple accounts to access additional free trials is prohibited
  • The free trial is not eligible for a refund since no payment is made
8

Chargebacks & Disputes

We strongly encourage you to contact us directly before initiating a chargeback or payment dispute with your bank or card provider. We can almost always resolve issues faster and more easily through direct communication.

Important: If you initiate a chargeback without contacting us first, we reserve the right to suspend or permanently terminate your account and dispute the chargeback with our payment processor. Fraudulent chargebacks may be reported to relevant authorities.

If you have a concern about a charge, please contact us at [email protected] or via WhatsApp. We respond within 1 business day and are committed to resolving all legitimate concerns promptly.

9

Contact Us

For any refund requests, questions about this policy, or billing concerns, please reach out to us directly:

We aim to respond to all refund requests within 1 business day. Our team is dedicated to resolving your concerns quickly and fairly.

Need a Refund or Have a Question?

We respond within 1 business day — [email protected]

Ready to Start Your CMA Journey?

Try the full platform free for 7 days — and if you're not happy, we'll give you a full refund.

7-day money-back guarantee · No credit card required