Privacy & Policy

We collect information you provide directly to us and information generated through your use of our platform.

Information you provide:

• Account registration details including your name, email address, and password
• Billing and payment information when you purchase a subscription
• Profile information such as your professional background and CMA exam goals
• Communications you send us, including support requests and feedback
• Responses and answers submitted through our QBank and assessments

Information collected automatically:

• Device information including IP address, browser type, and operating system
• Usage data such as pages visited, videos watched, and time spent on content
• Performance data including quiz scores, completion rates, and study progress
• Log data including access times, referring URLs, and error reports

We use the information we collect to provide, maintain, and improve our services, and to communicate with you.

• To create and manage your account and deliver the services you've subscribed to
• To power SmartPath™ — our adaptive technology that personalizes your study plan based on your performance
• To process payments and send transaction confirmations and receipts
• To send course updates, exam tips, and promotional communications (you may opt out at any time)
• To respond to your support requests and provide customer service
• To analyze usage patterns and improve our platform, content, and user experience
• To detect, prevent, and address technical issues, fraud, and abuse
• To comply with legal obligations and enforce our Terms of Service

We do not sell, trade, or rent your personal information to third parties. We may share your information only in the following limited circumstances:

• Service providers: Trusted third-party vendors who assist us in operating our platform (e.g., payment processors, hosting providers, email delivery services). These providers are contractually obligated to protect your data.
• Legal requirements: When required by law, court order, or governmental authority, or to protect the rights, property, or safety of YM International or our users.
• Business transfers: In connection with a merger, acquisition, or sale of all or part of our business, your information may be transferred as a business asset.
• With your consent: We may share your information for any other purpose with your explicit consent.

We take the security of your personal information seriously and implement industry-standard measures to protect it.

• All data is transmitted using SSL/TLS encryption (HTTPS)
• Passwords are stored using strong one-way hashing algorithms
• Payment information is processed through PCI-DSS compliant payment processors — we do not store full card numbers
• Our servers are hosted in secure, access-controlled data centers
• We conduct regular security reviews and vulnerability assessments

We retain your personal information for as long as your account is active or as needed to provide you services. You may request deletion of your account and associated data at any time by contacting us at info@ymints.com.

We use cookies and similar tracking technologies to enhance your experience on our platform.

• Essential cookies: Required for the platform to function, including keeping you logged in and remembering your preferences
• Analytics cookies: Help us understand how users interact with our platform so we can improve it (e.g., Google Analytics)
• Performance cookies: Used to track your study progress and sync it across devices
• Marketing cookies: Used to deliver relevant promotional content — you may opt out at any time

You can control cookies through your browser settings. However, disabling essential cookies may affect the functionality of our platform.

Depending on your location, you may have the following rights regarding your personal data:

• Access: Request a copy of the personal information we hold about you
• Correction: Request correction of inaccurate or incomplete data
• Deletion: Request deletion of your personal data (subject to certain legal obligations)
• Portability: Request your data in a portable, machine-readable format
• Opt-out: Unsubscribe from marketing emails at any time using the link in any email we send
• Restriction: Request that we restrict processing of your data in certain circumstances

To exercise any of these rights, please contact us at info@ymints.com. We will respond to all legitimate requests within 30 days.

Our services are designed for adults pursuing professional accounting certifications. We do not knowingly collect personal information from children under the age of 16.

If we become aware that we have inadvertently collected personal information from a child under 16, we will take steps to delete such information as soon as possible. If you believe we may have collected information from a child under 16, please contact us at info@ymints.com.

Our platform may contain links to third-party websites, including the IMA website, social media platforms, and payment processors. This Privacy Policy applies only to YM International's services.

We are not responsible for the privacy practices of third-party websites. We encourage you to review the privacy policies of any third-party sites you visit through links on our platform.

We may update this Privacy Policy from time to time to reflect changes in our practices or for legal, operational, or regulatory reasons.

When we make significant changes, we will notify you by email or by posting a prominent notice on our platform prior to the change becoming effective. We will update the "Last updated" date at the top of this policy with each revision.

Your continued use of our services after any changes to this policy constitutes your acceptance of the updated terms.

If you have any questions, concerns, or requests regarding this Privacy Policy or how we handle your personal data, please contact us:

We are committed to resolving any privacy concerns promptly. You also have the right to lodge a complaint with your local data protection authority if you believe we have not addressed your concern adequately.